{"id":12155,"date":"2024-02-08T13:46:58","date_gmt":"2024-02-08T13:46:58","guid":{"rendered":"https:\/\/blog.prestmit.io\/?p=12155"},"modified":"2024-02-20T11:23:57","modified_gmt":"2024-02-20T11:23:57","slug":"how-to-open-paypal-account-nigeria","status":"publish","type":"post","link":"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria","title":{"rendered":"How to Open a PayPal Account in Nigeria &#8211; A Quick Guide"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d7c988d340e\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d7c988d340e\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Understanding_PayPal_in_Nigeria\" >Understanding PayPal in Nigeria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Requirements_for_Opening_a_PayPal_Account_in_Nigeria\" >Requirements for Opening a PayPal Account in Nigeria<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#How_to_Create_Your_PayPal_Account\" >How to Create Your PayPal Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#How_to_Verify_Your_PayPal_Account\" >How to Verify Your PayPal Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Using_Your_PayPal_Account\" >Using Your PayPal Account<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Sending_Money\" >Sending Money<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Buying_Bitcoin\" >Buying Bitcoin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Making_Online_Payments\" >Making Online Payments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prestmit.io\/blog\/how-to-open-paypal-account-nigeria\/#Receiving_Payments\" >Receiving Payments<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>Random guess: you\u2019re a Nigerian offering a service online to a global or international audience, and you need PayPal to send and receive payments. Well, good news: you can learn how to open a PayPal account in Nigeria today!<\/p>\n<p>PayPal is a world-renowned payment platform that lets users securely send and receive money across the world. Although it\u2019s easily accessible in many other countries, it has proven difficult and almost impossible for Nigerians due to some differences. But there\u2019s a method to it.<\/p>\n<p>In this guide, we\u2019ll walk you through the process of setting up your PayPal account in Nigeria.<\/p>\n<p>Ready? Let\u2019s get right to it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_PayPal_in_Nigeria\"><\/span><strong>Understanding PayPal in Nigeria<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-12158 lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/muhammad-asyfaul-f2tNsobMisQ-unsplash-1024x768.jpg\" alt=\"Paypal in Nigeria\" width=\"1024\" height=\"768\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/muhammad-asyfaul-f2tNsobMisQ-unsplash-1024x768.jpg 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/muhammad-asyfaul-f2tNsobMisQ-unsplash-150x113.jpg 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/muhammad-asyfaul-f2tNsobMisQ-unsplash-768x576.jpg 768w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/muhammad-asyfaul-f2tNsobMisQ-unsplash-1536x1152.jpg 1536w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/muhammad-asyfaul-f2tNsobMisQ-unsplash-2048x1536.jpg 2048w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/768;\" \/><\/p>\n<p>PayPal in Nigeria does not differ so much from PayPal worldwide. However, there are little variations in the creation of accounts on the platform if you\u2019re a Nigerian.<\/p>\n<p>Why does this variation exist? Nigeria is one of the countries partially banned from receiving money from other PayPal users from other nations. Some forums on <a href=\"https:\/\/www.quora.com\/Why-is-Nigeria-banned-from-using-PayPal\" target=\"_blank\" rel=\"nofollow noopener\">Quora<\/a> claim that it\u2019s due to the many cases of fraud, with unscrupulous Nigerians using the payment channel to swindle unsuspecting foreigners.<\/p>\n<p>PayPal is an online payment channel that was created in 1998 by Peter Thiel, Max Levchin and Luke Nosek. The platform has quickly become the most popular online payment channel, supporting 25 currencies and available in 202 countries.<\/p>\n<p>But here are a few things to understand about how PayPal works in Nigeria.<\/p>\n<ol>\n<li><strong>Eligibility<\/strong><\/li>\n<\/ol>\n<p>Resident Nigerians can create PayPal accounts. There are no restrictions stopping you from creating one. The only ban is on receiving payments with it.<\/p>\n<ol start=\"2\">\n<li><strong>Currency<\/strong><\/li>\n<\/ol>\n<p>PayPal does not support Naira payments, so, you must link a USD or EUR bank account or card.<\/p>\n<ol start=\"3\">\n<li><strong>Verification<\/strong><\/li>\n<\/ol>\n<p>You must verify your account to access the full functionality of your account.<\/p>\n<p>So, what do you need to open a functional PayPal account in Nigeria?<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Requirements_for_Opening_a_PayPal_Account_in_Nigeria\"><\/span><strong>Requirements for Opening a PayPal Account in Nigeria<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To open a valid PayPal account in Nigeria, you must have the following.<\/p>\n<ul>\n<li>A valid email address<\/li>\n<li>A <a href=\"https:\/\/prestmit.io\/blog\/the-best-15-virtual-dollar-card-providers-in-nigeria\/\" target=\"_blank\" rel=\"noopener\">dollar card<\/a> or domiciliary bank account in USD or EUR.<\/li>\n<li>A Nigerian phone number<\/li>\n<\/ul>\n<p>Without these, you can\u2019t successfully create a PayPal account in Nigeria.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Create_Your_PayPal_Account\"><\/span><strong>How to Create Your PayPal Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here\u2019s a step-by-step guide on how to open a PayPal account in Nigeria.<\/p>\n<ol>\n<li>Go to the <a href=\"https:\/\/www.paypal.com\/ng\/home\" target=\"_blank\" rel=\"nofollow noopener\">PayPal website<\/a> and click <strong><em>Sign Up<\/em><\/strong>.<\/li>\n<li>Select the type of account you want. If you\u2019re opening the account for business, select <strong><em>Business account<\/em><\/strong>. If it\u2019s for personal use, select <strong><em>Personal account<\/em><\/strong>.<\/li>\n<li>Submit your personal information, including your full name, phone number, address, and email address.<\/li>\n<li>Verify your email address. Click the link in the email you\u2019ll receive from PayPal to verify your email.<\/li>\n<li>Link your domiciliary bank account or dollar card. PayPal will initiate a transaction to verify that the account is active. Whatever money is deducted will be reversed afterwards.<\/li>\n<li>Confirm your phone number. As soon as you enter your Nigerian phone number, you can verify it by entering the code you\u2019ll receive via SMS.<\/li>\n<\/ol>\n<p>Now that you\u2019ve created your account, you\u2019ll need to verify it before carrying out transactions with it. Here\u2019s how to go about it.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Verify_Your_PayPal_Account\"><\/span><strong>How to Verify Your PayPal Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>PayPal asks you to verify your account to prove that the financial details you provided are indeed yours. Verifying will also lift the restrictions placed on a newly created account. Of course, with Nigerian accounts, it\u2019s different.<\/p>\n<p>There are two basic things you need to do to verify your account.<\/p>\n<ul>\n<li>Add your account details. You can either <a href=\"https:\/\/www.paypal.com\/ng\/cshelp\/article\/how-do-i-link-a-bank-account-to-my-paypal-account-help183\" target=\"_blank\" rel=\"nofollow noopener\">link a bank account<\/a> or a <a href=\"https:\/\/www.paypal.com\/ng\/cshelp\/article\/HELP155\" target=\"_blank\" rel=\"nofollow noopener\">debit\/credit card<\/a>.<\/li>\n<li><a href=\"https:\/\/www.paypal.com\/ng\/cshelp\/article\/HELP185\" target=\"_blank\" rel=\"nofollow noopener\">Confirm the linked card or account<\/a>.<\/li>\n<\/ul>\n<p><strong><em>Note<\/em><\/strong><em>: To confirm your bank account, PayPal will deposit tiny amounts of money into your account twice. You\u2019ll need to check your account statement and enter the exact amount you see on PayPal. After the process is completed, PayPal will withdraw the deposits. <\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Using_Your_PayPal_Account\"><\/span><strong>Using Your PayPal Account<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-11950 lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/01\/marques-thomas-gs9uci8JvGw-unsplash-1024x625.jpg\" alt=\"How to use your PayPal account \" width=\"1024\" height=\"625\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/01\/marques-thomas-gs9uci8JvGw-unsplash-1024x625.jpg 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/01\/marques-thomas-gs9uci8JvGw-unsplash-150x92.jpg 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/01\/marques-thomas-gs9uci8JvGw-unsplash-768x469.jpg 768w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/01\/marques-thomas-gs9uci8JvGw-unsplash-1536x938.jpg 1536w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/01\/marques-thomas-gs9uci8JvGw-unsplash-2048x1251.jpg 2048w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/625;\" \/><\/p>\n<p>After you\u2019ve completed your account verification, you can then use your account to send money to other PayPal users, make payments online and receive payments.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Sending_Money\"><\/span><strong>Sending Money<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You can send money to other users on PayPal with their mobile number or email address.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Buying_Bitcoin\"><\/span><strong>Buying Bitcoin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It may shock you but you can <a href=\"https:\/\/prestmit.io\/blog\/how-to-buy-bitcoin-on-paypal\/\" target=\"_blank\" rel=\"noopener\">buy Bitcoin on PayPal<\/a>. As soon as you&#8217;ve set up your account, all you need to do is to click on Finances when you log in and click on Crypto. Follow the prompts and pay with the account or card linked to your PayPal account.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Making_Online_Payments\"><\/span><strong>Making Online Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You can use your PayPal account to make secure payments online. Whether you\u2019re shopping or paying a subscription service, PayPal suits the payment purpose excellently. Most websites\/merchants accept it as a means of payment. All you need is to link a working debit\/credit card or a bank account.<\/p>\n<p>You can also <a href=\"https:\/\/prestmit.io\/blog\/how-to-pay-with-gift-card-on-paypal\/\" target=\"_blank\" rel=\"noopener\">pay with gift cards on PayPal <\/a>but the gift card must be an open-loop type like Mastercard, Visa or American Express.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Receiving_Payments\"><\/span><strong>Receiving Payments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Nigerian PayPal accounts are restricted from receiving payments. However, there is a caveat &#8211; business accounts can receive payment via their websites, but personal accounts can\u2019t.<\/p>\n<p>Receiving payments via PayPal in Nigeria is prohibited. But you can <a href=\"https:\/\/prestmit.io\/blog\/receive-paypal-payments-using-flutterwave\/\">receive PayPal payments using Flutterwave<\/a>, which is a third-party payment channel.<\/p>\n<p><em><strong>Quick Fact:<\/strong> Flutterwave is a payment too for merchants to send and receive money across the globe. It allows integration of payment channels like PayPal and was previously the only way to receive payments through PayPal in Nigeria. However, at the moment, this feature has been disabled indefinitely.\u00a0<\/em><\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-12193 lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/Annotation-2024-02-12-130311-1024x269.png\" alt=\"Can you receive money in Nigeria via PayPal with Flutterwave?\" width=\"1024\" height=\"269\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Annotation-2024-02-12-130311-1024x269.png 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Annotation-2024-02-12-130311-150x39.png 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Annotation-2024-02-12-130311-768x202.png 768w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Annotation-2024-02-12-130311.png 1340w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/269;\" \/><\/p>\n<p><strong>To Wrap Up<\/strong><\/p>\n<p>PayPal is a popular payment channel that has been in existence since 1998. Over the years, it has evolved to a world-leading online money transfer service. The service is available in most countries (about 202 countries) including Nigeria. That\u2019s why we discussed how to open a Paypal account in Nigeria in this article.<\/p>\n<p>One major fact to bear in mind about using PayPal in Nigeria is that you can\u2019t receive payments, especially with a personal account. However, if you\u2019re using a Business account, you can receive money through your website or integrate the PayPal API with other channels.<\/p>\n<p>Remember to keep your account secure by using strong passwords and enabling two-factor authentication.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Random guess: you\u2019re a Nigerian offering a service online to a global or international audience, and you need PayPal to send and receive payments. Well, good news: you can learn how to open a PayPal account in Nigeria today! PayPal is a world-renowned payment platform that lets users securely send and receive money across the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":12156,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[2052],"tags":[2055,2056],"class_list":["post-12155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-open-paypal-account","tag-use-paypal-in-nigeria"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.5 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Open a PayPal Account in Nigeria<\/title>\n<meta name=\"description\" content=\"You can use PayPal in Nigeria for easy online payments. 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