{"id":12325,"date":"2024-02-27T16:32:56","date_gmt":"2024-02-27T16:32:56","guid":{"rendered":"https:\/\/blog.prestmit.io\/?p=12325"},"modified":"2025-10-09T11:34:05","modified_gmt":"2025-10-09T11:34:05","slug":"top-9-best-online-payment-gateways-providers-nigeria","status":"publish","type":"post","link":"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria","title":{"rendered":"Top 9 Best Online Payment Gateways Providers In Nigeria 2026"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-69d74ae4da374\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-69d74ae4da374\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#What_Is_A_Payment_Gateway\" >What Is A Payment Gateway?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Factors_To_Consider_In_Choosing_An_Online_Payment_Gateway_In_Nigeria\" >Factors To Consider In Choosing An Online Payment Gateway In Nigeria<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#1_A_Variety_Of_Payment_Options\" >1. A Variety Of Payment Options<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#2_Security\" >2. Security<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#3_Pricing\" >3. Pricing<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Best_Payment_Gateway_Providers_In_Nigeria\" >Best Payment Gateway Providers In Nigeria<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#1_Paystack\" >1. Paystack<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_Paystack\" >Features of Paystack:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#2_Flutterwave\" >2. Flutterwave<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_Of_Flutterwave\" >Features Of Flutterwave:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#3_Interswitch\" >3. Interswitch<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_Interswitch\" >Features of Interswitch:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#4_Remita\" >4. Remita<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_Remita\" >Features of Remita<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#5_Monnify\" >5. Monnify<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_Monnify\" >Features of Monnify:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#6_SeerBit\" >6. SeerBit<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_SeerBit\" >Features of SeerBit:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#7_Opay\" >7. Opay<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_Opay\" >Features of Opay:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#8_DusuPay\" >8. DusuPay<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_DusuPay\" >Features of DusuPay:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#9_Squad\" >9. Squad<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Features_of_Squad\" >Features of Squad:<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Frequently_Asked_Questions_FAQs_About_Payment_Gateways_In_Nigeria\" >Frequently Asked Questions (FAQs) About Payment Gateways In Nigeria<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#What_Is_The_Best_Online_Payment_Gateway_In_Nigeria\" >What Is The Best Online Payment Gateway In Nigeria?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Which_Is_Cheaper_To_Use_Between_Paystack_And_Flutterwave\" >Which Is Cheaper To Use Between Paystack And Flutterwave?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#How_Do_I_Choose_A_Payment_Gateway_For_My_Business\" >How Do I Choose A Payment Gateway For My Business?<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/prestmit.io\/blog\/top-9-best-online-payment-gateways-providers-nigeria\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p>This digital age continues to transform the operation of business, especially when it comes to e-commerce and online transactions. Nigeria is one of Africa\u2019s most dynamic economies where online businesses thrive. However, an efficient payment strategy is essential to convert more sales with the increasing number of businesses offering various products and services across the digital space. Hence, the reason to know the best online payment gateways in Nigeria.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_A_Payment_Gateway\"><\/span>What Is A Payment Gateway?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A payment gateway is an integral component of the online payment processing system. This service facilitates online transactions between businesses and their customers &#8211; serving as an interface for customers to access multiple payment methods.<\/p>\n<p>The gateway enables the transfer of crucial information between payment portals like websites or mobile apps and the receiving bank or front-end processor. So, the process ensures transaction security, efficiency, and success. Some popular payment methods these gateways provide for businesses are bank transfers, <a href=\"https:\/\/prestmit.io\/blog\/major-difference-between-prepaid-cards-debit-cards-and-credit-cards\/\">credit\/debit cards<\/a>, USSD, point-of-sale (PoS), etc.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Factors_To_Consider_In_Choosing_An_Online_Payment_Gateway_In_Nigeria\"><\/span>Factors To Consider In Choosing An Online Payment Gateway In Nigeria<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_A_Variety_Of_Payment_Options\"><\/span>1. A Variety Of Payment Options<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Customers are often attracted to a business that offers flexible payment options. Therefore, you must use a payment gateway that gives you the latitude to add different payment methods to the checkout page of your website.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Security\"><\/span>2. Security<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You must employ a payment gateway that ensures the safety of online transactions between your business and its customers. This also includes data privacy and protection of your customers to earn their trust in divulging private information without fear.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Pricing\"><\/span>3. Pricing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>There is a cost attached to using online payment gateways for your business. These payment services have a fee that businesses must pay to integrate multiple payment options into their sites. The fees could be set up, transactional, or maintenance. Therefore, choosing a payment gateway whose fee will not adversely affect your business\u2019 finances is important.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Payment_Gateway_Providers_In_Nigeria\"><\/span>Best Payment Gateway Providers In Nigeria<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"1_Paystack\"><\/span>1. Paystack<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12310 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/paystack-opengraph-1-1.png\" alt=\"Best payment gateways in Nigeria\" width=\"1200\" height=\"630\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/paystack-opengraph-1-1.png 1200w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/paystack-opengraph-1-1-1024x538.png 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/paystack-opengraph-1-1-150x79.png 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/paystack-opengraph-1-1-768x403.png 768w\" data-sizes=\"(max-width: 1200px) 100vw, 1200px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1200px; --smush-placeholder-aspect-ratio: 1200\/630;\" \/><\/p>\n<p><a href=\"https:\/\/prestmit.io\/blog\/what-is-paystack-how-does-it-work\/\">Paystack<\/a> is one of the leading payment gateways for businesses in Nigeria. This is due to its smooth integration abilities, user-friendly design, and good security measures to make transactions seamless. As such, online businesses can easily use Paystack to accept payments while offering a simple checkout process for their customers.<\/p>\n<p>This platform gives businesses the leverage to have a website before accepting payments, as they can use their starter account to start receiving payments. But you can also <a href=\"https:\/\/prestmit.io\/blog\/integrate-paystack-business\/\">integrate Paystack into your business website<\/a>\u00a0using CMS like WordPress, Shopify, WooCommerce, etc.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_Paystack\"><\/span>Features of Paystack:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fees.<\/li>\n<li><strong>Transaction Fees:<\/strong> 1.5% + N100 for local transactions, 3.9% + N100 for international transactions.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank account, USSD, cards, PoS, mobile money, Apple Pay, etc.<\/li>\n<li><strong>Security:<\/strong> Level 1 PCI-DSS compliant.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Flutterwave\"><\/span>2. Flutterwave<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12329 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/Screenshot_20220912-120655_Quick-Grid.jpg\" alt=\"Best payment gateways in Nigeria\" width=\"979\" height=\"532\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Screenshot_20220912-120655_Quick-Grid.jpg 979w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Screenshot_20220912-120655_Quick-Grid-150x82.jpg 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Screenshot_20220912-120655_Quick-Grid-768x417.jpg 768w\" data-sizes=\"(max-width: 979px) 100vw, 979px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 979px; --smush-placeholder-aspect-ratio: 979\/532;\" \/><\/p>\n<p>Flutterwave is a unicorn with an operational presence in Nigeria and ten (10) African countries, enabling businesses to accept payments in over 20 different currencies. While its users can use payment links to receive payments online without a website, you can also integrate Flutterwave into your business website to give customers an excellent shopping experience.<\/p>\n<p>Therefore, you can integrate the Flutterwave API into CMS like WordPress, Shopify, WooCommerce, Joomla, etc. In addition, <a href=\"https:\/\/prestmit.io\/blog\/receive-paypal-payments-using-flutterwave\/\">Flutterwave lets you receive PayPal payments<\/a>, <a href=\"https:\/\/prestmit.io\/blog\/use-google-pay-nigeria\/\">Google Pay<\/a> and <a href=\"https:\/\/prestmit.io\/blog\/apple-pay-use-apple-pay-nigeria\/\">Apple Pay<\/a>.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_Of_Flutterwave\"><\/span>Features Of Flutterwave:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fees.<\/li>\n<li><strong>Transaction Fees:<\/strong> 1.4% for local and 3.8% for international transactions.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank transfer, mobile money, cards, mobile money, etc.<\/li>\n<li><strong>Security:<\/strong> PA DSS &amp; PCI DSS compliant.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"3_Interswitch\"><\/span>3. Interswitch<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12330 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/Interswitch_logo.png\" alt=\"Best payment gateways in Nigeria\" width=\"650\" height=\"400\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Interswitch_logo.png 650w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Interswitch_logo-150x92.png 150w\" data-sizes=\"(max-width: 650px) 100vw, 650px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 650px; --smush-placeholder-aspect-ratio: 650\/400;\" \/><\/p>\n<p><a href=\"https:\/\/interswitchgroup.com\" target=\"_blank\" rel=\"noopener\">Interswitch<\/a> provides an easy and secure way for businesses to receive payments online as it is widely reputed as one of the payment aggregators. This platform enables you to use its plugin to integrate its payment processor into your website or mobile app. Interswitch often allows your customers to pay for products or services through cards or payment tokens.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_Interswitch\"><\/span>Features of Interswitch:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> N150,000<\/li>\n<li><strong>Transaction Fees:<\/strong> 1.5% for local transactions (maximum of N2,000) and 3.8% for international transactions.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank transfer, USSD, card, QR Code.<\/li>\n<li><strong>Security:<\/strong> PCI DSS compliant.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_Remita\"><\/span>4. Remita<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12379 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/WhatsApp-Image-2024-02-14-at-4.56.41-PM-750x375.jpeg.jpg\" alt=\"Best payment gateways in Nigeria \" width=\"750\" height=\"375\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/WhatsApp-Image-2024-02-14-at-4.56.41-PM-750x375.jpeg.jpg 750w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/WhatsApp-Image-2024-02-14-at-4.56.41-PM-750x375.jpeg-150x75.jpg 150w\" data-sizes=\"(max-width: 750px) 100vw, 750px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 750px; --smush-placeholder-aspect-ratio: 750\/375;\" \/><\/p>\n<p>Remita is one of the popular payment gateways in Nigeria, as it is widely used by universities, government agencies, and service providers to receive payments. So, businesses can also use this platform to accept customer&#8217;s payments. Remita also provides access to your financial data to give you an insight into your business finances.<\/p>\n<p>You can integrate Remita into websites like WooCommerce, Magento, and Wix to receive daily payments. But card transactions are often settled the day after the payment. Moreover, users without a website can use the Remita payment link to receive payment from their customers.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_Remita\"><\/span>Features of Remita<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup cost.<\/li>\n<li><strong>Transaction Fees:<\/strong> 2% for local transactions (maximum of N2,000), additional\u00a0 2% for international cards.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank transfer, USSD, cards, PoS, etc.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"5_Monnify\"><\/span>5. Monnify<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12377 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/icon200-0d25108e444ed077ced30ff6aeacff2d.png\" alt=\"Best payment gateways in Nigeria\" width=\"200\" height=\"200\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/icon200-0d25108e444ed077ced30ff6aeacff2d.png 200w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/icon200-0d25108e444ed077ced30ff6aeacff2d-150x150.png 150w\" data-sizes=\"(max-width: 200px) 100vw, 200px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/200;\" \/><\/p>\n<p><a href=\"https:\/\/monnify.com\" target=\"_blank\" rel=\"noopener\">Monnify<\/a> is a payment gateway Moniepoint provides to enable businesses to securely and conveniently facilitate online transactions. You can <a href=\"https:\/\/developers.monnify.com\/docs\/integration-tools\/sdk\/\" target=\"_blank\" rel=\"noopener\">integrate the Monnify API or SDK<\/a> into your website and mobile app to allow you to start receiving payments through multiple methods.<\/p>\n<p>Settlement time varies with user preference, as you can get your transactions processed daily, twice daily, or instantly. While this payment gateway offers checkout options and virtual accounts, it is only available to users located in Nigeria.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_Monnify\"><\/span>Features of Monnify:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fee.<\/li>\n<li><strong>Transaction Fee:<\/strong> 1.5% for every transaction.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Card, USSD, bank transfer.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"6_SeerBit\"><\/span>6. SeerBit<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12376 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/seerbiy.webp\" alt=\"Best payment gateways in Nigeria \" width=\"1080\" height=\"1080\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/seerbiy.webp 1080w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/seerbiy-1024x1024.webp 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/seerbiy-150x150.webp 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/seerbiy-768x768.webp 768w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/seerbiy-300x300.webp 300w\" data-sizes=\"(max-width: 1080px) 100vw, 1080px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1080px; --smush-placeholder-aspect-ratio: 1080\/1080;\" \/><\/p>\n<p><a href=\"https:\/\/www.seerbit.com\" target=\"_blank\" rel=\"noopener\">SeerBit<\/a> provides services and systems that enable businesses to accept payments in Nigeria and across Africa. Irrespective of the size of your business, you can <a href=\"https:\/\/doc.seerbit.com\/\" target=\"_blank\" rel=\"noopener\">integrate the SeerBit API tools<\/a> to start using different payment methods that would boost sales. Also, you will be able to access the buying behavior of your customers on the SeerBit dashboard, which will give you insight into making informed decisions.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_SeerBit\"><\/span>Features of SeerBit:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fee.<\/li>\n<li><strong>Transaction Fees:<\/strong> 1.5% for local transactions (maximum of N2,000), 3.8% for international transactions.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank transfer, USSD, card, PoS, etc.<\/li>\n<li><strong>Security:<\/strong> Level 1 PCI DSS compliant.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"7_Opay\"><\/span>7. Opay<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12331 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/opay-1.jpg\" alt=\"Best payment gateways in Nigeria\" width=\"760\" height=\"420\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/opay-1.jpg 760w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/opay-1-150x83.jpg 150w\" data-sizes=\"(max-width: 760px) 100vw, 760px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 760px; --smush-placeholder-aspect-ratio: 760\/420;\" \/><\/p>\n<p><a href=\"https:\/\/www.opayweb.com\" target=\"_blank\" rel=\"noopener\">Opay<\/a> is a digital bank morphing into a full-stack financial service provider and a foray into becoming a payment gateway in Nigeria. Therefore, businesses can use Opay to receive payments on their websites or mobile apps. This platform offers innovative features like automatic chargeback prevention and two-factor authentication to ensure the security of payments via its platform.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_Opay\"><\/span>Features of Opay:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fee.<\/li>\n<li><strong>Transaction Fee:<\/strong> Not Available.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank transfer, USSD, card, and PoS.<\/li>\n<li><strong>Security:<\/strong> PCI DSS compliant.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"8_DusuPay\"><\/span>8. DusuPay<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12375 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/dusupay-removebg-preview-1.png\" alt=\"Best payment gateways in Nigeria \" width=\"378\" height=\"148\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/dusupay-removebg-preview-1.png 378w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/dusupay-removebg-preview-1-150x59.png 150w\" data-sizes=\"(max-width: 378px) 100vw, 378px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 378px; --smush-placeholder-aspect-ratio: 378\/148;\" \/><\/p>\n<p>DusuPay is an online payment service that offers businesses an efficient and effective system. It provides one-time and recurring payments for businesses to choose their best-preferred option. At the same time, the one-time fee is similar to the traditional form of paying for products or services. DusuPay processes recurring payments.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_DusuPay\"><\/span>Features of DusuPay:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fee.<\/li>\n<li><strong>Transaction Fees:<\/strong> Bank transactions are for 3.5%, and card transactions are for 4,9%.<\/li>\n<li><strong>Settlement Time:<\/strong> Within 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Visa, Mastercard, Rupay, AMEX, etc.<\/li>\n<li><strong>Security:<\/strong> PCI DSS compliant.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"9_Squad\"><\/span>9. Squad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-12374 size-full lazyload\" data-src=\"https:\/\/prestmit.io\/blog\/wp-content\/uploads\/2024\/02\/Squad.png\" alt=\"Best payment gateways in Nigeria\" width=\"612\" height=\"400\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Squad.png 612w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2024\/02\/Squad-150x98.png 150w\" data-sizes=\"(max-width: 612px) 100vw, 612px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 612px; --smush-placeholder-aspect-ratio: 612\/400;\" \/><\/p>\n<p><a href=\"https:\/\/squadco.com\/payment-gateway\/\" target=\"_blank\" rel=\"noopener\">Squad is a payment gateway<\/a>\u00a0designed by HabariPay (a subsidiary of Guaranty Trust Holding Company). It allows businesses to transform their mobile phones into unique point-of-sale devices that could enhance online business. So, you can use Squad to have fast and secure payments through virtual accounts, shareable links, and USSD.<\/p>\n<p>In addition, Squad offers <a href=\"https:\/\/squadco.com\/developers\/\" target=\"_blank\" rel=\"noopener\">integration opportunities for developers<\/a> or businesses to create a great customer payment experience. It is only available in Nigeria and does not support recurring payments.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Features_of_Squad\"><\/span>Features of Squad:<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li><strong>Cost:<\/strong> No setup fee.<\/li>\n<li><strong>Transaction Fees:<\/strong> 0.1% for virtual accounts, 0.25% for SquadPoS transactions, 1% for USSD and payment links, and 3.5% for international payments using a payment link.<\/li>\n<li><strong>Settlement Time:<\/strong> 24 hours.<\/li>\n<li><strong>Payment Options:<\/strong> Bank transfer, USSD, cards.<\/li>\n<li><strong>Security:<\/strong> PCI DSS compliant.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQs_About_Payment_Gateways_In_Nigeria\"><\/span>Frequently Asked Questions (FAQs) About Payment Gateways In Nigeria<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_The_Best_Online_Payment_Gateway_In_Nigeria\"><\/span>What Is The Best Online Payment Gateway In Nigeria?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This is relative, as it depends on the features you seek in a payment gateway. As such, the fees, security, and available payment options would inform your decision on the best payment service provider. However, you can check out the payment gateways highlighted in this article to choose your preference.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_Is_Cheaper_To_Use_Between_Paystack_And_Flutterwave\"><\/span>Which Is Cheaper To Use Between Paystack And Flutterwave?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Paystack offers a lower local transaction fee than Flutterwave. However, the international transaction fees are lower on Flutterwave than on Paystack.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_Do_I_Choose_A_Payment_Gateway_For_My_Business\"><\/span>How Do I Choose A Payment Gateway For My Business?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You can choose a payment gateway for your business by considering transaction fees, settlement time, payment options, transaction success rate, etc.<\/p>\n<h4><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p>Every business seeks to thrive in this digital age, so they continue to adopt an effective payment strategy that would enable them to be ahead of the competitive curve. But as we have highlighted some of the best payment gateways in Nigeria, you can start receiving payments on your sites through different methods.<\/p>\n<p>Moreover, it is important to note that integrating these payment services does not necessarily require technical expertise. Some need you to copy and paste a few lines of code while downloading a plugin from others.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This digital age continues to transform the operation of business, especially when it comes to e-commerce and online transactions. Nigeria is one of Africa\u2019s most dynamic economies where online businesses thrive. However, an efficient payment strategy is essential to convert more sales with the increasing number of businesses offering various products and services across the [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":12336,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[2053],"tags":[2075,2074],"class_list":["post-12325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology","tag-online-payment","tag-online-payment-gateways"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.5 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Top 9 Best Online Payment Gateways Providers In Nigeria 2026 - Prestmit<\/title>\n<meta name=\"description\" content=\"Do you want to add multiple payment options to your business? 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