{"id":5437,"date":"2022-11-16T18:05:12","date_gmt":"2022-11-16T18:05:12","guid":{"rendered":"https:\/\/blog.prestmit.io\/?p=5437"},"modified":"2026-08-04T12:42:43","modified_gmt":"2026-08-04T12:42:43","slug":"luno-review-pros-and-cons","status":"publish","type":"post","link":"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons","title":{"rendered":"Prestmit vs Luno: Which Platform Is Better in Nigeria 2026?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-6a7c1c14cd9db\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"ez-toc-cssicon\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-6a7c1c14cd9db\" checked aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#Prestmit_vs_Luno_Side-by-Side_Comparison\" >Prestmit vs Luno: Side-by-Side Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#Which_Is_Right_for_You\" >Which Is Right for You?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Buy_Gift_Cards_%E2%80%93_Choose_Prestmit\" >If You Want to Buy Gift Cards &#8211; Choose Prestmit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Sell_Gift_Cards_%E2%80%93_Choose_Prestmit\" >If You Want to Sell Gift Cards &#8211; Choose Prestmit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Sell_Cryptocurrency_%E2%80%93_Prestmit_Has_the_Edge\" >If You Want to Sell Cryptocurrency &#8211; Prestmit Has the Edge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Manage_Multiple_Digital_Assets_in_Ghana_Choose_Prestmit\" >If You Want to Manage Multiple Digital Assets in Ghana, Choose Prestmit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Avoid_High_Withdrawal_Fees_%E2%80%93_Choose_Prestmit\" >If You Want to Avoid High Withdrawal Fees &#8211; Choose Prestmit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Convert_Surplus_Airtime_to_Cash_or_Buy_Data_%E2%80%93_Choose_Prestmit\" >If You Want to Convert Surplus Airtime to Cash or Buy Data &#8211; Choose Prestmit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Need_an_eSIM_for_Travel_%E2%80%93_Choose_Prestmit\" >If You Need an eSIM for Travel &#8211; Choose Prestmit<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#If_You_Want_to_Start_a_Gift_Card_Business_%E2%80%93_Choose_Prestmit\" >If You Want to Start a Gift Card Business &#8211; Choose Prestmit<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#Customer_Support_What_Happens_When_Something_Goes_Wrong\" >Customer Support: What Happens When Something Goes Wrong<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/prestmit.io\/blog\/luno-review-pros-and-cons\/#Where_Prestmit_Has_the_Edge\" >Where Prestmit Has the Edge<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400;\">Millions of users today increasingly rely on digital asset marketplaces for more than crypto trading alone. They want gift card trading, airtime-to-cash conversion, bill payments, and eSIM services all in one place.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prestmit caters to this wider need, while <a href=\"https:\/\/prestmit.io\/blog\/luno-app-review-top-5-alternatives\">Luno<\/a> remains largely focused on cryptocurrency trading. This comparison breaks down what Prestmit and Luno actually cover so you can see where each platform fits.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Prestmit_vs_Luno_Side-by-Side_Comparison\"><\/span><b>Prestmit vs Luno: Side-by-Side Comparison<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Feature<\/b><\/td>\n<td><b>Prestmit<\/b><\/td>\n<td><b>Luno<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Buy Gift Cards<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 10,000+ brands\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Sell Gift Cards<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 140+ brands<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Gift Card Rate Calculator<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Gift Card API<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Live API for businesses and developers<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u26a0\ufe0f Crypto\/exchange API only<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Crypto-to-Cash<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 BTC, ETH, USDT, USDC, LTC, DOGE, TRON, BNB<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 BTC, ETH, XRP, LTC, BCH, SOL, and more<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Buy Cryptocurrency<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Crypto Rate Calculator<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available on website and app<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Live market tracking<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>OTC Crypto Desk<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available for high-volume trades<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Airtime-to-Cash<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Major networks<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Airtime Discounts<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Up to 20% off<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Buy Airtime<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Buy Mobile Data<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 All major networks<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Bill Payments<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>eSIM Services<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Auto Withdrawal<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Automatic payout to bank after eligible transactions<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Multi-Currency Payouts<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Naira, Cedis, USD, and cryptocurrency<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u26a0\ufe0f Local currency withdrawals only (NGN in Nigeria)\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Rewards Programme<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Gift Points<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Staking rewards up to 12%\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Presence in Ghana<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Available<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u274c Not available in Ghana<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Users<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 1M+<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Millions globally<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Withdrawal Fee<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 A flat \u20a650 fee is charged on every Naira withdrawal.\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u26a0\ufe0f 2% fee capped at \u20a62,000 (via Flutterwave)\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Security<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 2FA and biometric verification<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Proof of Reserves, monthly third-party audits\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Customer Support<\/b><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 24\/7 live chat, phone, email, Help Center<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u2705 Toshi chatbot + email<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Which_Is_Right_for_You\"><\/span><b>Which Is Right for You?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Buy_Gift_Cards_%E2%80%93_Choose_Prestmit\"><\/span><b>If You Want to Buy Gift Cards &#8211; Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-17576 size-full lazyload\" data-src=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-scaled.jpg\" alt=\"Prestmit vs Luno\" width=\"2560\" height=\"1344\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-scaled.jpg 2560w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-1024x538.jpg 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-150x79.jpg 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-768x403.jpg 768w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-1536x807.jpg 1536w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/06\/26th-4-2048x1075.jpg 2048w\" data-sizes=\"(max-width: 2560px) 100vw, 2560px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2560px; --smush-placeholder-aspect-ratio: 2560\/1344;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Prestmit makes it easy to <a href=\"https:\/\/prestmit.io\/buy-gift-card\" target=\"_blank\" rel=\"noopener\">buy gift cards<\/a> with your local currency or crypto, giving you access to international products and services. You can pay in Naira, Cedis, USD, and crypto while enjoying excellent pricing.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once the app verifies your payment, you&#8217;ll receive your gift card by email almost instantly. Luno doesn&#8217;t support gift card purchases at all. That means you&#8217;ll need to use another service whenever you want to buy a gift card.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Sell_Gift_Cards_%E2%80%93_Choose_Prestmit\"><\/span><b>If You Want to Sell Gift Cards &#8211; Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Gift cards aren&#8217;t only for shopping. Many people receive gift cards they don&#8217;t need. Instead of letting those cards remain unused, you can <a href=\"https:\/\/prestmit.io\/sell-gift-card\" target=\"_blank\" rel=\"noopener\">convert gift cards into cash<\/a> quickly on Prestmit. The app supports hundreds of gift card brands and provides an <\/span><a href=\"http:\/\/prestmit.com\/rates\" target=\"_blank\"><span style=\"font-weight: 400;\">automated rate calculator<\/span><\/a><span style=\"font-weight: 400;\"> so you know exactly what your gift card is worth before you trade.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can receive your payout to your wallet, or enable <a href=\"https:\/\/prestmit.io\/blog\/prestmit-launches-auto-withdrawal-feature-instant-gift-card-crypto-payouts-bank-accounts\">Auto Withdrawal<\/a>, which sends eligible payouts directly to your local bank account. By contrast, Luno is a cryptocurrency exchange and doesn&#8217;t support selling gift cards at all.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Sell_Cryptocurrency_%E2%80%93_Prestmit_Has_the_Edge\"><\/span><b>If You Want to Sell Cryptocurrency &#8211; Prestmit Has the Edge<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img decoding=\"async\" class=\"alignnone wp-image-17871 size-full lazyload\" data-src=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7.webp\" alt=\"Prestmit vs Luno\" width=\"2400\" height=\"1260\" data-srcset=\"https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7.webp 2400w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7-1024x538.webp 1024w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7-150x79.webp 150w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7-768x403.webp 768w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7-1536x806.webp 1536w, https:\/\/blog.prestmit.io\/wp-content\/uploads\/2026\/07\/30th-7-2048x1075.webp 2048w\" data-sizes=\"(max-width: 2400px) 100vw, 2400px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 2400px; --smush-placeholder-aspect-ratio: 2400\/1260;\" \/><\/p>\n<p><span style=\"font-weight: 400;\">You can <a href=\"https:\/\/prestmit.io\/crypto-to-cash\" target=\"_blank\" rel=\"noopener\">sell your cryptocurrency for cash<\/a> on Prestmit as the transaction is straightforward. Pick your asset, check the <\/span><span style=\"font-weight: 400;\">rate<\/span><span style=\"font-weight: 400;\"> for your expected payout, and confirm the trade. Prestmit supports a wide range of cryptocurrencies, including <a href=\"https:\/\/prestmit.io\/blog\/bitcoin-101\">Bitcoin<\/a>, <a href=\"https:\/\/prestmit.io\/blog\/ethereum-101\">Ethereum<\/a>, <a href=\"https:\/\/prestmit.io\/blog\/usdt\">USDT<\/a>, and <a href=\"https:\/\/prestmit.io\/blog\/litecoin-101\">Litecoin<\/a>, at competitive rates, with funds sent to you in Naira, Cedis, and USD. <\/span><span style=\"font-weight: 400;\">Once your crypto is converted to cash, you can pay bills, buy gift cards, or activate an eSIM, all from the same platform. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Luno remains a solid choice for buying and <a href=\"https:\/\/prestmit.io\/blog\/what-is-the-difference-between-crypto-staking-crypto-lending\">staking cryptocurrency<\/a>. However, if you&#8217;re looking for a platform that lets you sell crypto and other digital assets, Prestmit offers the more complete experience.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Manage_Multiple_Digital_Assets_in_Ghana_Choose_Prestmit\"><\/span><b>If You Want to Manage Multiple Digital Assets in Ghana, Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno is not available in Ghana. Prestmit is. If you are visiting or reside in <\/span><span style=\"font-weight: 400;\">Ghana<\/span><span style=\"font-weight: 400;\">, you can buy and sell gift cards, convert crypto, <a href=\"https:\/\/prestmit.io\/buy-cheap-airtime\" target=\"_blank\" rel=\"noopener\">purchase airtime<\/a>, pay bills, and receive payouts in Cedis through Prestmit. Luno doesn&#8217;t support the Ghanaian market at all, making this an easy decision for anyone based there.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Avoid_High_Withdrawal_Fees_%E2%80%93_Choose_Prestmit\"><\/span><b>If You Want to Avoid High Withdrawal Fees &#8211; Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno charges a 2% withdrawal fee, capped at \u20a62,000, whenever you withdraw Naira to your Nigerian bank account through Flutterwave.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prestmit offers a relatively lower fee for Naira withdrawals and free Mobile Money withdrawals, making it significantly more affordable, especially as your transaction value increases. Over time, the lower fees can result in meaningful savings for frequent traders.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Convert_Surplus_Airtime_to_Cash_or_Buy_Data_%E2%80%93_Choose_Prestmit\"><\/span><b>If You Want to Convert Surplus Airtime to Cash or Buy Data &#8211; Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Airtime, mobile data, and bill payments are part of everyday life. You need them to make calls, browse social media, stream movies on Netflix or YouTube, attend virtual meetings, work remotely, and so much more.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prestmit lets you buy discounted airtime, <a href=\"https:\/\/prestmit.io\/airtime-to-cash\" target=\"_blank\" rel=\"noopener\">convert surplus airtime back into cash<\/a>, and purchase mobile data with no extra charges. Luno doesn&#8217;t offer airtime or mobile data services. You&#8217;ll need separate apps whenever you want to top up your phone, pay a bill, or convert excess airtime into cash.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Need_an_eSIM_for_Travel_%E2%80%93_Choose_Prestmit\"><\/span><b>If You Need an eSIM for Travel &#8211; Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Luno has no eSIM feature. Prestmit supports <a href=\"https:\/\/prestmit.io\/esim\" target=\"_blank\" rel=\"noopener\">eSIM activation<\/a> for international travel and doesn&#8217;t require a sign-up to purchase one. If you want to enjoy your trip and handle data connectivity with no stress, Prestmit covers it while Luno doesn&#8217;t.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_You_Want_to_Start_a_Gift_Card_Business_%E2%80%93_Choose_Prestmit\"><\/span><b>If You Want to Start a Gift Card Business &#8211; Choose Prestmit<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Prestmit doesn&#8217;t just let you buy and sell gift cards; it also gives you the infrastructure to build a gift card business through its<\/span><a href=\"https:\/\/prestmit.io\/developers\"> <span style=\"font-weight: 400;\">Gift Card API<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You can integrate the API into your website or app so customers can buy and sell thousands of gift card brands using the payment methods supported by Prestmit. Luno, however, does not offer gift card services, so it doesn&#8217;t provide any comparable business tools.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Customer_Support_What_Happens_When_Something_Goes_Wrong\"><\/span><b>Customer Support: What Happens When Something Goes Wrong<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Support runs around the clock across live chat, phone, and email, so help is never far off. You can also find answers to common questions in Prestmit&#8217;s Help Center and blog, which cover gift cards, airtime, bill payments, and other platform services.<\/span><\/p>\n<p><b>Ready to manage your gift cards, cryptocurrency, airtime, bill payments, eSIMs, and flexible payouts from one platform?\u00a0<\/b><\/p>\n<p><b>GET STARTED WITH PRESTMIT NOW<\/b><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/dev?id=6405767404453714408&amp;hl=en\" target=\"_blank\"><span style=\"font-weight: 400;\">Download Prestmit on the Google Play Store<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/apps.apple.com\/ng\/app\/prestmit-gift-cards-coins\/id1581960714\" target=\"_blank\"><span style=\"font-weight: 400;\">Download Prestmit on the App Store<\/span><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Where_Prestmit_Has_the_Edge\"><\/span><b>Where Prestmit Has the Edge<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Over one million users across Nigeria and Ghana have made Prestmit their go-to platform for managing digital assets, and the reasons go well beyond gift card trading. Prestmit supports 10,000+ gift card brands, eight major cryptocurrencies, and covers everyday digital spending that most Nigerians need sorted every month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bill payments are one of the clearest examples. Electricity, cable TV, internet subscriptions, and airtime top-ups are not available on Luno. On Prestmit, you can sell a gift card and use the payout to pay your DSTV or electricity bill without switching platforms. That convenience extends to everyday trading. You can buy and sell gift cards, convert USDT or <a class=\"wpil_keyword_link\" href=\"https:\/\/prestmit.io\/bitcoins\"   title=\"Bitcoin to Naira\" data-wpil-keyword-link=\"linked\"  data-wpil-monitor-id=\"75\">Bitcoin to Naira<\/a>, and purchase discounted airtime all from one account.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When you withdraw to your bank, Prestmit charges a relatively lower fee per Naira withdrawal. However, every withdrawal on Luno via Flutterwave costs 2%, capped at \u20a62,000. Withdraw \u20a6100,000, and Luno charges \u20a62,000, whereas Prestmit&#8217;s flat fee stays significantly lower regardless of the amount.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For traders who move money regularly, that difference adds up to significant savings over time. Luno is a credible crypto exchange with solid infrastructure and institutional backing. But its scope stops at cryptocurrency, and Prestmit extends beyond.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Millions of users today increasingly rely on digital asset marketplaces for more than crypto trading alone. They want gift card trading, airtime-to-cash conversion, bill payments, and eSIM services all in one place. Prestmit caters to this wider need, while Luno remains largely focused on cryptocurrency trading. This comparison breaks down what Prestmit and Luno actually [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16929,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1788],"tags":[548,2,2450],"class_list":["post-5437","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-crypto","tag-luno","tag-prestmit","tag-prestmit-vs-luno"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.5 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Prestmit vs Luno: Which Platform Is Better in Nigeria 2026?<\/title>\n<meta name=\"description\" content=\"Learn everything you should about the difference between Prestmit and Luno. 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