Privacy Policy

At Prestmit, we prioritise the privacy of our visitors and are fully dedicated to complying with all applicable data protection laws, regulations, rules, and principles. We take every measure to ensure that all personal information we receive is handled with absolute confidentiality and security.

Our Privacy Policy sets out the minimum standards that must be strictly followed in relation to the collection, storage, use, and disclosure of personal information. We reaffirm our commitment to handling all personal information we receive or process with the utmost confidentiality and security.

Please note that this Privacy Policy applies only to our online activities and is applicable to visitors to our website who share and/or collect information on Prestmit. It does not apply to any information collected offline or through channels other than this website.

If you have any additional questions or require further information about our Privacy Policy, please do not hesitate to contact us using the contact details provided below.

We will clearly indicate the personal information that we require from you and the purpose for which it is required when we ask you to provide it.

If you choose to contact us directly, we may obtain additional information about you, including your name, email address, phone number, the contents of your message, any attachments you may send us, and any other information you may provide.

When registering for an Account, we may request your contact details, which may include your name, address, KYC details, bank account details, email address, and telephone number.

Your consent is essential to begin the data processing process. By accessing our platforms, using our services, content, features, technologies, or functions offered on our website, digital platforms, or by visiting any of our offices for official or non-official purposes, you are hereby consenting to our Privacy Policy and agreeing to its terms. You have the right to provide, withhold, or withdraw your consent to data processing.

To fully understand the principle of consent in data processing, please refer to Articles 2.1(a), 2.2, 2.3, and 2.4 of the Nigerian Data Protection Regulations ("NDPR") 2019.

We reserve the right to modify this Privacy Policy at any time by publishing a revised version on our website or by posting a notice in prominent locations at our office facilities. The revised version will become effective 7 days after publication.

The information we collect is used for a variety of purposes, including:

Providing, operating, and maintaining our website.

Improving, personalizing, and expanding our website.

Understanding and analyzing how you use our website.

Developing new products, services, features, and functionality.

Communicating with you directly or through our partners, for customer service purposes, providing you with website updates and other relevant information, and for marketing and promotional purposes.

Sending you emails.

Identifying and preventing fraudulent activities.

To enhance user experience and improve our website, we utilize cookies. Cookies are small files that are stored on your device when you visit a website. They help us to understand how users interact with our website and can also be used to remember your preferences and settings.

We do not use cookies to collect personal information about you without your consent, nor do we share any cookie data with third parties for advertising purposes.

By using our website, you consent to our use of cookies in accordance with this policy. You may choose to accept or decline cookies by adjusting your browser settings at any time. Please note, however, that disabling cookies may prevent some features of our website from functioning correctly. If you have any inquiries regarding our use of cookies, please contact us using the contact details provided in this Privacy Policy.

At Prestmit, we follow a standard practice of using log files. These files record visitors' activity when they access websites. This is a common practice among hosting companies and is part of the hosting service's analytics. The data collected by log files may include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time of access, referring/exit pages, and the number of clicks, among other information. None of this information is personally identifiable.

The purpose of collecting this information is to analyze trends, manage the website, track user movement, and gather demographic information.

We may share your Personal Data or other information about you with others for the following reasons:

With other companies that provide services to us: We may share Personal Data with third-party service providers that perform services and functions at our direction and on our behalf. These third-party service providers may, for example, provide you with services, verify your identity, assist in processing transactions, send you advertisements for our products and services, or provide customer support. Rest assured that we ensure these companies have compliant, legal measures in place to ensure the security and confidentiality of your personal data.

With unaffiliated third-party service providers that offer functionality through our platform, with your prior consent, to help complete the service you request.

With other financial institutions: We may share Personal Data with other financial institutions that we have partnered with to offer Prestmit-related services, unless your consent extends to other uses. We may also share Personal Data to process transactions and keep your financial information up to date.

With other parties to transactions when you use the services, such as other users and their service providers: This includes other users you are sending or receiving funds from and their service providers. The information might include:

Personal Data and account information necessary to facilitate the transaction; and

Personal Data to help other participant(s) resolve disputes and detect and prevent fraud.

Where permitted or required by law: We may share information about you with other parties for Prestmit's business purposes or as permitted or required by law, including:

If we need to do so to comply with a court proceeding, other legal process, or an applicable regulation;

To law enforcement authorities or other government officials, or other third parties pursuant to a court order or other legal process or requirement applicable to Prestmit or an affiliated entity;

Where we reasonably believe that the disclosure is necessary or appropriate to prevent imminent physical harm or financial loss, or in connection with an investigation of suspected (or actual) illegal activity;

With credit agencies and data processors for credit reference checks and anti-fraud and compliance purposes – all in accordance with applicable data privacy regulations and laws;

To investigate violations of or enforce a user agreement or other legal terms applicable to any service;

To protect our property, services, and legal rights;

As reasonably and legally permitted, to facilitate a purchase or sale of all or part of Prestmit's business, or in the instance of some merger and acquisition;

To support our audit, compliance, and corporate governance functions.

With your consent: We also will share your Personal Data and other information with your consent or direction.

We want to ensure that you are fully informed about your data protection rights. Under the NDPR, you have the following entitlements:

The right to be informed about the collection and processing of your personal data.

The right to raise a complaint or make a request to a data controller or processor in order to exercise your legal rights.

The right to access information relating to the personal data you have provided to a data controller or processor, without charge, unless public policy or other regulations require otherwise.

The right to know the specifics of a data controller or processor.

The right to object to or withdraw consent.

The right to access your personal data.

The right to data portability.

The right to remediation for breach of your privacy rights.

The right to object to or limit the processing of your personal data.

The right to be informed if your personal data is being processed for additional purposes beyond what was originally stated at the time of collection.

The right to be informed about the transfer of your personal data to another country.

The right to request deletion of your personal data.

Please contact us if you wish to exercise any of these rights.

We also prioritize the protection of children when using the internet. We recommend that parents and guardians supervise, participate in, and/or monitor and guide their children's online activities.

Prestmit does not knowingly collect any Personal Information from children under the age of 18. If you suspect that your child has provided this type of information on our website, we urge you to contact us immediately. We will make every effort to promptly delete such information from our records.

We retain the right to modify this policy at any time, and the changes will be communicated through a notice on the website or by email. If you do not agree to the revised terms of the Privacy Policy, you must discontinue using the website or services. Otherwise, your continued use will imply your acceptance of the updated terms.

If you have any inquiries or concerns regarding this Privacy Policy or how we manage personal information, please do not hesitate to contact us.