There is no direct way to add Venmo to your Apple Wallet, but there are ways to do it.
If you prefer to use Apple Wallet often, you most likely also use Venmo to make payments with friends, family, and sometimes even other merchants that accept Venmo’s Mastercard debit card. Venmo is a peer-to-peer payment service. Whether you’re splitting the bill for a meal, splitting your Uber fare or paying rent together, Venmo serves payments between users who know each other.
To make it easier to use your Venmo funds on your iPhone, the logical move is to add them to your Apple Wallet. But how do you do that?
Not to worry, I found two viable ways you can do it, and it takes just a few minutes to set up, with all things being equal.
And that’s what we will explore today in this article. We’ll show you how to add Venmo to Apple Wallet. Ready? Go for it.
What is Venmo?
Venmo is a mobile payment service that allows users to send and receive money, provided they live in the United States. It’s a peer-to-peer service created specifically to enable users to split bills.
Think of it as a social payment platform where you can only request, send, and receive money from another user, provided you know them and have their user ID.
Additionally, as more people embrace debit card payments instead of cash. Venmo allows its users to pay merchants for goods and services via the Venmo Mastercard Debit card.
Overview of Apple Wallet
Apple wallet is a digital wallet that serves as a virtual storage for your payment and access cards. Also called Wallet, this app lets iPhone users add and access their payment cards (debit cards) anywhere they have their iPhone. This app allows users to pay for goods and services in stores or online.
Apple Cash, the digital card from Apple that resides in Wallet, is integrated with it. Apple Cash enables you to make payments with Apple Pay, especially if you haven’t added any other payment card to your Wallet.
How to Add Venmo to Apple Wallet
Adding Venmo to Apple Wallet may seem complicated, but there are ways around it. Let’s explore the two different ways this can be done.
- Adding Venmo Debit Card to Apple Wallet
- Moving Money from Venmo to Apple Cash
1. Adding Venmo Debit Card to Apple Wallet
Venmo has a debit card that runs on the Mastercard network. Like a regular debit card, your Venmo Mastercard card is linked to your Venmo balance. With it, you can make payments with your Venmo funds wherever Mastercard cards are accepted. To use this option, you must already have a Venmo debit card; otherwise, you must apply for one.
Note that Venmo offers both credit and debit cards. However, you can only add debit cards to Apple Wallet.
So, how do you add the Venmo debit card to Apple wallet? These are the steps:
- On your iPhone, open the Apple Wallet app.
- Tap the + icon on the top right corner of your screen.
- From the options, choose Debit Card.
- Input your Venmo debit card details, including the card number, CVV, and expiry date, or scan the card with your camera to add it easily.
- Wait to receive a verification alert. Once you do, you can use Venmo right from Apple Pay.
2. Moving Money from Venmo to Apple Cash
Apple Cash is a digital cash card provided by Apple and housed in Apple Wallet. It makes it convenient for iPhone users to send and receive money from family and friends via Wallet. However, your Venmo and Apple Cash must be linked to the same bank account for this option to be viable.
Moving money from Venmo to Apple Cash looks like transferring funds from a debit card to a debit card. Here’s how to do it.
- Open Venmo and navigate to your settings.
- Click on the Me icon in the bottom right corner.
- Click on the wheel icon at the top right corner of your screen.
- Select Payment Methods to view the available options.
- Click on Add a Bank or Card. Link your bank account.
- Initiate a transfer from your Venmo to that bank account you just added.
- Afterwards, top up your Apple Cash from that same bank account.
From the steps above, you can see that this option is not direct. Still, it’s also a way to transfer funds from your Venmo to your Apple Cash, which is integrated with your Apple Wallet.
To Wrap Up…
Direct integration between Venmo and Wallet may be impossible. However, we have explored two viable ways to add your Venmo to Apple Wallet – using the Venmo debit card and moving Venmo funds to Apple Cash.
These two methods are convenient, though the second seems more so. If you don’t have a Venmo debit card and are not willing to order one at the time you need to make the Venmo-Apple cash transfer, you can either order one and wait or try the second method.
Remember to stay security conscious as you carry out any financial transaction online. Choose a method that is convenient for you and enjoy the ease of payment between Venmo and Apple.
