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Need a stable place to protect your crypto investments from market turbulence? Tether (USDT) might be the answer.
As the world’s most popular stablecoin, Tether is designed to maintain a steady 1:1 value with the U.S. dollar, offering a safe haven in a volatile market. It’s like the calm eye of the crypto hurricane, widely used for trading, cross-border payments, and storing digital value without the usual drama.
But stable doesn’t always mean simple. And while USDT can be a smart choice, it’s important to understand what you’re getting into. Here are 5 essential things to know before you buy Tether.
Why Buy Tether (USDT)?
1. Stability
USDT is built to match the U.S. dollar, staying as close to $1 as possible. This means it doesn’t spike or crash like Bitcoin or other altcoins. Every USDT is backed by real-world assets like cash or U.S. Treasuries to help it stay steady. When prices start crashing or markets turn chaotic, traders often move their funds into USDT to protect their value.
Whether trading, saving, or just waiting out market volatility, USDT gives you a steady place to park your funds without the usual crypto drama. For many traders, that kind of stability is key.
2. High liquidity across platforms
USDT is one of crypto’s most widely used digital assets. It is listed on almost every major exchange and supported by thousands of wallets and trading platforms. You can easily swap it for other cryptocurrencies when needed, fast, smooth, and without hunting for buyers or sellers. If you want a stablecoin that is always available, USDT checks that box.
Factors to Consider Before Buying USDT
1. Tether (USDT) is designed to match the value of the U.S. dollar
Tether (USDT) is a type of cryptocurrency called a stablecoin, which means its value is tied to the U.S. dollar. One USDT is always designed to equal $1. So the price doesn’t go up or down like other cryptocurrencies.
This means that you don’t buy it with the expectation that the value will magically shoot up one day. You use it more as a safe place to store value, avoid market crashes, or move money between exchanges without worrying about big losses.
2. Tether currently has high liquidity
Tether is usually very liquid, meaning you can buy, sell, or trade it quickly on most major exchanges. That’s one of the reasons traders love it.
Liquidity is important because it determines whether you can easily buy or sell USDT. If liquidity drops, it could become harder to sell your USDT, especially during market stress or on smaller platforms. So before you buy, it’s important to know what can affect Tether’s liquidity and how that might impact your ability to buy, sell, or move your funds.
3. Tether is big, but it isn’t mainstream yet
Tether is one of the most used stablecoins in the crypto world. You’ll find it on almost every exchange. However, outside of crypto, its adoption is still very limited. You can’t use USDT in everyday life, like paying bills, shopping, or sending money to a regular bank account, at least not directly.
This means Tether’s value and stability mostly depend on how strong and active the crypto market is. If crypto grows, Tether stays in demand. However, if the market slows down or trust drops, fewer people might use USDT, which could affect its long-term stability or usefulness.
4. The Company behind Tether has had some legal issues
Tether has been in hot water a few times. It once paid $18.5 million to settle claims that it wasn’t fully honest about having enough reserves. Some also believe it printed USDT out of thin air to boost Bitcoin’s price.
Tether denies these allegations and is still up and running, but the controversy remains. If you’re thinking about buying USDT, it is smart to stay aware of its history and monitor how the company responds to regulations.
5. U.S. Laws may limit access to Tether
A new rule called the GENIUS Act now requires stablecoins like Tether to be more transparent. To keep operating in the U.S., Tether must go through full audits and follow stricter rules. Tether hasn’t said if it will follow the rules or not. The company may decide to:
- Launch a separate, U.S.-only version of USDT, or
- Pull the regular USDT completely out of the U.S.
If you’re in the U.S., this means you could lose access to the regular version of Tether or face limits on how and where you can buy or use it.
So, before you buy USDT, especially if you’re using a U.S.-based platform, check how this rule could affect your options.
How to Buy Tether (USDT)
You can buy USDT in a few simple steps:
- Choose a trusted platform like Paxful, Binance, Coinbase, Kraken, or KuCoin.
- Create and verify your account with a valid ID.
- Deposit money using your preferred method (bank transfer, card, mobile wallet, etc.).
- Search for “USDT” and select your trading pair.
- Enter the amount you want to buy and confirm the transaction.
- Transfer your USDT to a secure crypto wallet for safekeeping (optional but recommended).
How to Buy USDT on Prestmit (Using Gift Cards Only)
You can also buy USDT on Prestmit, but only by trading in gift cards:
- Visit the official Prestmit website or download the Prestmit app on the Google Play Store or Apple Store.
- Create a Prestmit account and log in.
- Choose “Gift Cards” and select “Sell Gift Cards.”
- Select ‘USDT’ as your preferred payment method.
- Choose the gift card category and the card type.
- Enter the amount of the gift card you want to sell.
- Upload the gift card image or enter the code in the comment section.
- Follow the prompts to complete the transaction.
- You will receive your USDT in your wallet immediately after confirming the transaction.
Frequently Asked Questions (FAQs) About Buying Tether (USDT)
What happens if Tether loses its peg?
If Tether loses its peg, its value could drop below $1. This may cause panic, sell-offs, and losses for holders, especially during market stress.
What fees are involved when buying USDT?
Fees for buying USDT vary depending on the platform you use. You might pay deposit fees (for funding your account), trading fees (usually 0.1%–1%), and withdrawal fees if you move USDT off the exchange. Some platforms charge higher rates for credit/debit card purchases or third-party payments. Always check the fee structure before you buy.
Conclusion
Tether (USDT) might look like just another stablecoin, but it plays a major role in crypto. From trading and payments to storing value without the usual market drama, it’s fast, widely accepted, and easy to access.
Still, buying USDT isn’t a decision to take lightly. If you decide to use Tether, stay updated and choose trusted platforms.
Whether you’re buying USDT to safeguard against volatility or just to have a stable crypto dollar, make sure you’re doing it smartly and safely.
Last updated on August 8, 2025