The use of cryptocurrency in Nigeria has grown rapidly over the past few years. Millions of Nigerians now use crypto apps to sell Bitcoin for naira, receive USDT payments, trade Ethereum, or store digital assets safely.

With so many platforms available, choosing the right crypto app can feel confusing, especially for beginners. User ratings on the Google Play Store and Apple App Store give a clear picture of how these apps perform in real life. High ratings usually reflect ease of use, fast payments, good customer support, and overall trust. However, lower ratings usually point to slow transactions, app crashes, or poor user experience.

This article discusses the top 11 best crypto apps in Nigeria by user ratings, arranged from highest to lowest. The focus is on apps Nigerians actually use, based on publicly available app store ratings and verifiable platform features to help you understand which crypto apps are worth your time and why.

1. Prestmit – Rating: 4.6

Best crypto apps in Nigeria by user rating

With a massive rating of 4.6, Prestmit is unarguably the best crypto app in Nigeria. From the moment you open the app, everything is seamless and you can complete your transaction without stress. Selling crypto on Prestmit is easy whether you are selling Bitcoin, USDT, Ethereum, or Litecoin. The app has an in-built rate calculator so you can always check live rates and see how much you will receive before selling.

One of Prestmit’s biggest selling points is fast payments. I learned a hard lesson the first time I needed to convert Bitcoin to naira several years ago. The market rate looked good, the app interface seemed fine, but the payment took several hours before I was credited. That experience taught me something many Nigerians already know. Not every crypto app that looks good actually offers fast payments and this can be frustrating if you need your money urgently.

But on Prestmit, you get paid immediately when your transaction is confirmed. This is important in a country like Nigeria where people usually use crypto to solve urgent financial needs. Waiting hours for a payout defeats the purpose of using crypto in the first place, and Prestmit helps you avoid that frustration.

The app’s design also plays a big role in its popularity. The interface is simple and easy to navigate even for beginners. Prestmit also supports multiple payment options, which makes it easier for users to receive funds in their bank account, especially using the the auto-withdrawal feature. regardless of their bank or location. This flexibility reduces failed transactions and unnecessary delays.

Another top feature of Prestmit is security. Nobody wants to lose their hard-earned money to scammers. Prestmit guarantees the safety of your funds and data by using secure wallets, biometric and 2FA authentication, and SSL encryption.

2. Bybit – Rating: 4.5

Bybit is a great app for users who love active trading and market analysis. The app offers a polished experience with responsive charts, smooth navigation, and stable performance even during busy trading periods. Many users love how quick trades are on Bybit. The app is fast and reliable and it’s ideal for experienced traders. However, for beginners or users who only want to sell crypto and receive naira quickly, the platform may feel a bit too complex.

3. Binance – Rating: 4.5

Binance remains one of the most widely used crypto apps in Nigeria. Users trust it for its liquidity, wide range of supported assets, and peer-to-peer trading options. The app allows users to buy, sell, trade, and store crypto all in one place. While Binance offers powerful tools, its size can work against it. New users often feel overwhelmed by the number of features available. Those who take time to learn the app usually will like its flexibility, but casual users sometimes prefer simpler platforms.

4. KuCoin – Rating: 4.4

KuCoin is the ideal app for users who want access to a wide range of cryptocurrencies. The app supports both popular coins and emerging assets, which appeals to users who like exploring new opportunities. The interface is modern and functional, though some users report slower performance during peak trading periods. Despite this, KuCoin has a strong reputation for variety and reliability.

5. Trust Wallet – Rating: 4.4

Trust Wallet gives users full control of their assets. It allows users to store cryptocurrencies securely and connect to decentralized applications. Many Nigerians use Trust Wallet for long-term storage and decentralized finance activities. However, because it doesn’t offer direct naira withdrawals, users usually combine it with another app for withdrawals.

6. Busha – Rating: 4.4

Busha is a simple and locally focused crypto app. It has a user-friendly interface and a simple buying and selling process. The app is perfect for users who want a no-frills experience. While it may not offer as many advanced features as some other platforms, its simplicity makes it appealing to many users.

7. Remitano – Rating: 4.3

Remitano is a peer-to-peer platform that allows users to trade directly with each other. It has an escrow system that adds an extra layer of protection, which many users find reassuring. However, because transactions depend on other users, speed can vary. Delays and inconsistent response times can affect the overall experience for some users.

8. Quidax – Rating: 4.3

Quidax offers Nigerian users and offers basic crypto buying and selling services. The app supports local payment methods and has a user-friendly interface. Although the app can experience occasional technical issues, overall it is a solid app for users who prefer local platforms.

9. OKX – Rating: 4.2

OKX offers a mix of centralized and decentralized tools, along with a modern app design. Users who love exploring advanced features often find the platform appealing. But the app can feel complex for beginners. That gap between experienced users and casual users affects the overall rating.

10. Yellow Card – Rating: 3.7

Yellow Card supports crypto adoption across Africa. The app focuses on simplicity and accessibility and it works well for basic transactions. However, some users reported occasional delays and limited features.

11. Luno – Rating: 3.4

Luno is seen as an entry point into crypto for many Nigerians. The app is user-friendly and easy to use but has some limitations such as a limited number of supported cryptocurrencies and higher fees. However, Luno is still a solid app especially for beginners who are still finding their way around crypto.

Frequently Asked Questions on Top 11 Best Crypto Apps in Nigeria by User Ratings

1. Which crypto app is best in Nigeria right now?

Prestmit ranks number one due to its speed, ease of use, and strong user satisfaction.

2. Which crypto app is best for fast payments in Nigeria?

Apps like Prestmit are highly rated for fast payment processing and smooth transactions.

3. Are these ratings reliable?

Yes. The ratings mentioned are based on user feedback from the Google Play Store and Apple App Store, which reflect real user experiences.

4. Can beginners use these apps easily?

Many of these apps are beginner-friendly, especially Prestmit, Busha, and Luno, which focus on simple interfaces.

5. Do these apps support Nigerian banks?

Most of them support naira deposits and withdrawals, though some wallet-only apps do not offer direct bank transfers.

Conclusion

Crypto apps have become part of everyday financial life in Nigeria. They offer speed, flexibility, and access to global value that traditional banking struggles to match. Crypto apps play a major role in Nigeria’s digital banking and financial innovation space. They can also serve as an alternative to banking platforms and support the growing digital economy.

Among all the options available, Prestmit is the highest rated crypto app in Nigeria because it offers amazing features like fast payments, auto withdrawal, rate calculator, multiple payment methods, etc., and delivers a smooth experience from start to finish. Other apps like Bybit, Binance, and KuCoin are strong apps with high ratings as well. Choosing the right crypto app can save you time, reduce stress, and improve your overall crypto experience. Always check ratings, read reviews, and choose the app that fits your needs..