Many Nigerians must have had the experience of being unable to use their Nigerian naira card to access products or services in international stores. In such instances, getting a dollar card often comes to mind, enabling you to checkout at any store worldwide. However, a virtual dollar card continues to gain traction in this digital age, and you don’t need to hold a physical dollar card. In this light, let’s explore how to get a free dollar card in Nigeria.
An Overview Of Dollar Cards
A dollar card is a card with a US dollar denomination. Although it is a digital card, virtual dollar cards are similar to physical credit/debit cards as they have a 16-digit card number, expiration date, and CVV code.
One interesting feature of a dollar card is its convenience, as it is one of the ways to pay for services with USD in Nigeria. It enables you to bypass geographic restrictions and eliminate the hassle of opening a domiciliary account. Instead, you can easily fund the card with your Nigerian naira and use it to pay for products or services on websites or apps that support US dollar payments.
How To Get Free Dollar Cards In Nigeria
There are many virtual dollar card providers in Nigeria from which you can get your card. But you may need to consider factors such as security, fees, ease of use, accessibility, etc., before choosing your preferred dollar card. Here is the common way to get a dollar card in Nigeria:
Step 1: Visit The Website Or Download The Mobile App
You need to visit the official website or download the mobile app of your preferred virtual dollar card provider to get started. In most instances, downloading is always free.
Step 2: Create An Account
The next step is to create an account with your preferred dollar card provider. This involves providing personal information like your name, email address, and contact number. You must also complete the Know Your Customer (KYC) procedure to verify your identity, which is a standard account opening requirement.
Step 3: Fund Your Wallet
You must fund your account wallet with the dollar card provider to make you eligible for the card. This is simple! You can fund your wallet through a bank transfer or Nigerian naira credit/debit card.
In addition, some providers allow you to fund your account wallet with USDT. But you must first convert the USDT to naira before you can fund your wallet.
Step 4: Apply For A Dollar Card
You can then apply for a dollar card once you’ve funded your account wallet. You must follow the prompts to create your virtual dollar card, which requires you to fund the new card and create a security PIN.
Step 5: Generate Dollar Card Details
You can immediately access your card information, such as your card number, expiration date, and CVV, upon the approval of your virtual dollar card application. You can start providing the card information to make online transactions upon request for US dollar payments.
Advantages Of A Dollar Card In Nigeria
1. Access To Global Online Marketplace
Virtual dollar cards allow you to shop at all online marketplaces that accept US dollars. So this breaks the barrier that using your Nigerian naira (cash or card) can encounter – meaning that there is no missing out on juicy deals at international stores because you reside in Nigeria.
For instance, the Amazon store is a popular e-commerce site that does not support using Nigerian naira cards for shopping. However, while you can use the Amazon gift card as a payment method in the store, the dollar card is another fantastic option.
2. Secure Payments Across The World
You can easily use the dollar card to pay for services such as international flights and hotel reservations. This also includes using the card to send funds to loved ones or clients outside Nigeria instead of worrying over the exchange rate.
3. No Hidden Costs And Markups
There are always hidden costs, markups, and shifting exchange rates associated with using traditional methods to access international currencies like the US dollar in Nigeria. But the dollar card offers a transparent and cost-effective alternative to conventional conversion costs.
Frequently Asked Questions (FAQs) About Free Dollar Cards In Nigeria
Can I Use A Dollar Card In Nigeria?
Yes, you can use a dollar card in Nigeria as many providers enable you access to the card. You can use a virtual dollar card to access products or services on international websites or apps without restriction. You can also send money to your loved ones or international customers using a dollar card.
Is It Free To Get A Dollar Card In Nigeria?
It is not completely free to get dollar cards in Nigeria. This is because most dollar card providers charge for part of their services. But setting up an account to get a dollar card is often free, and you need to fund your dollar card with an amount to start using it. But let’s remind you that every dollar card provider has a minimum amount you can fund on your card.
Is It Legal To Get Virtual Dollar Cards In Nigeria?
Yes, dollar cards are legal instruments in Nigeria. Licensed financial institutions or fintech companies that operate within the country’s regulatory framework issue the cards.
Conclusion
The dollar card is a viable alternative to bypass the geographic restriction you may encounter when using Nigerian naira cards. This dollar card gives you the flexibility and convenience to pay and access products or services across the world.
Interestingly, you can get free dollar cards, as highlighted in this article. You don’t need to open a domiciliary account to start spending in US dollars when you get the card from your preferred provider.
However, it is essential to consider fees, security, ease of use, and other factors before getting a virtual card.
