Are you a Wema Bank account customer seeking an efficient and secure way to transfer money? Then, you just need to read this article with me because you will get an easy guide to transferring money from Wema Bank. There is no doubt that money transfer has become part of our daily lives with Wema Bank, one of the leading commercial banks in Nigeria, offering a range of transfer options for its account customers.
Ways To Transfer Money From Wema Bank
There are different ways to send money from your Wema Bank account. These are:
- Internet banking
- Mobile banking
- ATM location
- USSD code
- Wema Bank branch
How To Transfer Money From Wema Bank Via Internet Banking
You can send money online through the Wema Bank internet banking portal. This requires you to create a Wema Bank account and have an active internet banking profile. You can have this internet banking profile online or visit any Wema Bank branch nearest you.
Here are the steps to send money using this method:
- Sign in to the Wema Bank internet banking portal using your login details.
- Click “Transfer” on the menu bar.
- Choose your recipient’s bank and enter their account number.
- Enter the amount you want to transfer and add a description (if necessary).
- Review the transaction details and confirm the transaction by entering your PIN.
- You will receive a confirmation message on the success of your transaction.
How To Send Money From Wema Bank Using Mobile Banking
Wema Bank has a mobile app convenient for sending funds and making other transactions, similar to one of the methods to send money from UBA and other banks. This is the ALAT app that is available for download on the Google Play Store and Apple Store. You can use the app by registering with your Wema Bank account details and setting up a profile. This is also one of the methods to send money.
Then, you can follow these steps to transfer money from Wema’s mobile banking:
- Log in to the ALAT app using your username and password.
- Choose “Transfer” from the menu options.
- Select your recipient’s bank and enter their account number.
- Enter the amount you want to transfer and add a description (if necessary).
- Review the transaction details and confirm the transaction by entering your PIN.
- You will receive a confirmation message upon the success of your transaction.
How To Transfer Money From Wema Bank Via ATM
The Automated Teller Machine (ATM) has also become one of the easiest ways to send money, other than withdraw funds. These are the steps to send money on the ATM:
- Insert your Wema Bank debit card into the ATM.
- Enter your 4-digit PIN and choose “Transfer.”
- Enter the recipient’s account number and the amount you want to send.
- Review the transaction details and click “Send.”
- You will get a confirmation message once the transaction is successful.
How To Transfer Money From Wema Bank Via USSD Code
You can use the USSD code to send money from Wema Bank, which is similar to how you can use the USSD code on OPay and other banks in Nigeria. So, as a Wema Bank customer, here are the steps to use the code:
- Dial *945# on the phone number linked to your Wema Bank account.
- Choose the transfer option.
- Enter your recipient’s bank details (bank name and account number).
- Enter the amount you want to send.
- Enter your PIN to authorize the transaction.
- Your recipient will receive the fund upon the successful confirmation of your transaction.
How To Send Money From Wema Bank Through Bank Branch
This is the traditional, age-long method of making transactions. It involves visiting a branch of Wema Bank nearest you to send money. Here are the steps:
- Locate a Wema Bank branch around you.
- Fill out a transfer form with your account number, the recipient’s bank details (bank name and account number), and the amount you want to send.
- Submit the form to the bank teller.
- Upon successful processing, the teller will give you a receipt as proof of the transaction.
Security Tips For Your Transactions
These are some of the tips to safeguard your transactions:
- Always use a secure internet connection and not public Wi-Fi when using online or mobile banking.
- Keep your login details and PIN private.
- Monitor your account activity regularly to detect suspicious transactions.
- Report any suspicious activity to your bank immediately.
Frequently Asked Questions (FAQs) About Money Transfer From Wema Bank
What Is The Daily Transfer Limit On Wema Bank’s Mobile Banking App?
The daily cap for transactions using the Wema Bank mobile banking portal is N500,000.
How Do I Get My Wema Bank Transfer PIN?
You can get your Wema Bank transfer PIN by visiting any Wema Bank branch nearest to you and requesting a PIN.
How Do I Register For My Wema Bank USSD Code?
To activate your Wema Bank USSD code, dial “*945*100#” on the phone connected to your Wema Bank account. You will then get a prompt to enter your Wema Bank account number and your date of birth to successfully activate the code for your transactions.
Conclusion
Sending money from Wema Bank is a simple and convenient process, as you can use any of the methods highlighted in this article to transfer funds to family, friends, and customers. But it is essential to uphold the security of your transactions by keeping your login details and PIN confidential from public access.