Online shopping continues to gain traction due to payment options like gift cards and credit/debit cards that enable a flexible and convenient purchase across stores that support them. But as it is one thing to have a card and another thing to know where to use it, this article will take a deep dive into how to add a Kohl’s Merchandise Credit online.

An Overview Of Kohl’s

Add a Kohl's merchandise credit online

Kohl’s is an American retail chain with over 1,000 stores across the United States. It also provides an e-commerce platform to purchase various products for men, women, and kids. These include clothing, shoes, bedding, jewelry & accessories, beauty items, home appliances, kitchenware, toys, etc. 

This platform is known for offering hot deals for some of its products, with discounts and rewards designed to help customers save more money when purchasing at the store. Perhaps this is a perk that attracts customers to complete their purchases at Kohl’s.

Kohl’s accepts various payment options, such as Kohl’s card, as well as other popular credit cards like Visa, Mastercard, American Express, and Discover. You can also use Sephora gift cards on Sephora merchandise at Kohl’s stores. Therefore, you can use your preferred card to purchase products in the store.

However, you must note that you can only use one credit card for every online purchase. If you wish to split payment between cards, probably due to credit limit restrictions, you should visit the physical Kohl’s store for the purchase.

Meanwhile, you can use Kohl’s gift card or Kohl’s Merchandise Credit (KMC) conveniently online and in-store, which is the card issued by Kohl’s. This 16-digit card allows you to purchase your preferred products at Kohl’s, just as you use popular gift cards like Amazon gift cards and Apple gift cards at their respective stores. Also, this credit enables you to make split payments when you encounter balance or spending limits on the other cards.

How To Add A Kohl’s Merchandise Credit (KMC) Online

Here are the steps to use the KMC at checkout at Kohl’s:

  • Visit the official Kohl’s website.
  • Sign up for a Kohl’s account and sign in if you are an existing customer.
  • Navigate across the store and add your preferred product(s) to your shopping cart.
  • Click “Add a gift card” to check out and enter the gift card number and PIN.
  • Click “Done” to submit, and it will add your Kohl’s Merchandise credit to the purchase.

How To Add KMC To Your Wallet During Checkout

Visit the official Kohl’s website and sign into your account.

  • Click “Add a gift card” and enter the 16-digit KMC number and 4-digit PIN.
  • Click “Add to Wallet.”
  • You have successfully saved the Kohl’s Merchandise Credit into your wallet, which can be used during checkout online or in-store.

Benefits Of Using Kohl’s Merchandise Credit

1. You Will Get Savings And Coupons

Kohl’s gives its cardholders a percentage back in its loyalty currency, Kohl’s Cash. You can use this cash to make future purchases at Kohl’s. There are also rewards and coupons available for Kohl’s cardholders – all of which enable you to save money.

2. Large Spenders Earn Status

You will earn Most Valuable Customer (MVC) status when you spend $600 with your Kohl’s card. This makes you eligible for additional savings and offers throughout the year.

Frequently Asked Questions (FAQs) About Adding Kohl’s Merchandise Credit Online

Does Kohl’s Merchandise Credit Expires?

No, Kohl’s Merchandise Credit (KMC) does not expire – meaning that you can use it anytime you choose.

Can I Use Kohl’s Merchandise Credit On Other Stores?

You can only use the KMC during checkout on Kohl’s as its use does not go beyond the store. 

Can I Replace A Stolen Or Lost Kohl’s Merchandise Credit?

Kohl’s can not replace your KMC if it is stolen or lost. That is why it is essential to add the KMC to your wallet on Kohl’s, as the credit will remain in your wallet until you delete it manually.

How Can I Use A KMC Without PIN?

You may need to visit the Customer Service Desk at the nearest Kohl’s store to exchange the KMC for the one with a PIN if you have a KMC without a PIN.

Can I Use Kohl’s Merchandise Credit Outside The United States?

Kohl’s Merchandise Credit only works in the United States as the store does not support shipping products to other countries.


Shopping at stores like Kohl’s gives you convenience and the opportunity to save more on your purchases when you use the Kohl’s Merchandise Credit. This means that as you are spending on your preferred products at Kohl’s, you are saving money by using KMC.

However, it is essential to know that the KMC is closed-loop, and you can only use it at Kohl’s and no other store.