Carbon is a fast-rising fintech company operating in Nigeria, Kenya, and Ghana. Carbon recently launched its virtual card and which makes it to become a full-fledged digital bank. Carbon, formerly known as Pay Later, is one of the most popular and secure online financial institutions in Nigeria, licensed by the Central Bank Of Nigeria (CBN) to operate digital banking.

It could be recalled that Getcarbon announced a five-year strategic partnership with a global payment service company to offer both physical and digital cards to its users to keep pace with the fast-rising digital world.

Getcarbon Virtual Card Review

A virtual card is usually stored on mobile devices and can be used to pay for services or transactions online. Just like a physical card, it has its special card number, expiry date, and CVV.

The Getcarbon virtual card is just like other virtual cards – it is a reloadable virtual card that you can use for online payment and transactions across the world. With the Getcarbon virtual card, you can also exchange your local currency for the dollar when paying online.

Moreover, Getcarbon virtual card allows users to decide how they want to pay for goods and services from various platforms, thus allowing for flexibility. This virtual card also offers you access to spending the funds in your wallet at any time.

Getcarbon virtual card is secure and made to protect funds at all times and its instant notification feature alerts users whenever their cards are being used or when funds leave their wallets. Getcarbon virtual card affords users to pay with ease and transact online wherever they are located.

The scope of operations of Carbon is still confined as it currently operates in Nigeria, but its operation is secure, fast, and reliable with swift customer service response. These features make Carbon one of the top virtual dollar card providers in Nigeria as it has developed itself as a financial institution that meets the financial demands of its teeming customers.

How To Get A Getcarbon Virtual Card

Getcarbon virtual card

You can easily get a Getcarbon virtual card through the following steps:

  • Create a Getcarbon account and log in
  • Verify and upgrade your account to at least level 2 to qualify for a Getcarbon virtual card
  • Go to the card option to request a virtual card
  • Fund your virtual card with a minimum of $5
  • You will get your Getcarbon virtual card details upon the successful review of your request
  • Your Getcarbon virtual card is ready to use

Frequently Asked Questions

Do I Need To Worry About My Funds With Carbon? 

The Central Bank of Nigeria (CBN), which is the apex bank in Nigeria has given Carbon the full license to operate as a microfinance bank after affirming all requirements. Also, carbon is under the umbrella of the Nigeria Deposit Insurance Corporation (NDIC), therefore, customers’ deposits are safe with Carbon.

What Is Carbon USSD Code? 

It is possible to access some Carbon services without the mobile app. All you have to do is to dial *1303#. You can use this USSD code to send and receive money, buy airtime, fund Carbon accounts, etc.

Where Can I Use Getcarbon Virtual Card? 

You can use the Getcarbon virtual card on both local and international platforms to pay for services or shop online.


Virtual cards are one way to make and receive international payments from any part of the country, and Carbon provides you with a Getcarbon virtual card to pay and receive in dollars while you reside in Nigeria. When you use this virtual card, you can be assured of the safety of your funds at instant transactions.

However, it is important to create a Gecarbon account and meet all its requirements for you to access its virtual card which makes you to shop and pay conveniently.