Visa gift cards are one of many gift cards in the global gift card market that are being used for various intended purposes. It embodies the entire feature of a gift card – which is to be used to make payment for purchases or you can sell a Visa gift card for cash. But do you also know that you can use Visa gift cards to withdraw cash from ATMs?

This article is to guide you on maximizing the function of the gift card such that you can withdraw cash from the ATM with your Visa gift card.

Understanding Visa Gift Card

Withdraw cash at ATM with Visa gift card


A Visa gift card is a prepaid card of stored value that can enable you to make purchases at stores that support the use of the card as a payment method. It exists in both physical and digital forms on which its denominations range from $25 to $500.

The card functions like prepaid cards that can give you ATM access. As such, these cards come preloaded with a certain amount of money and you can always reload it with money when the fund on it is almost exhausted. You can simply use the card at every retailer that accepts credit cards with the Visa logo.

Broadly, you can use Visa gift cards for different purposes and these are:

  • Give Visa gift cards as gifts to friends and family
  • Use the card to shop conveniently
  • Sell Visa gift cards for cash. You can consider selling your Visa gift card for cash at Prestmit at the best gift card rates.

Overall, Visa gift cards are capable of providing you with an array of options to enable you to achieve the best use of the card. One important feature that makes these cards important is their real-time value. When you have this card, you can be sure of holding an equivalent of cash concerning the denomination of the card you are holding.

For instance, holding a $100 Visa gift card can be likened to having almost $100 in cash. You can enjoy this conversion either by selling it for cash on Prestmit, or perhaps, you may want to try another outlook – which is withdrawing cash from the ATM with your Visa gift card.

Can You Withdraw Cash from a Visa Gift Card at an ATM?

Simply put, you can use your Visa gift card to withdraw cash at an ATM. Visa provides prepaid credit cards that you can buy and load with a certain amount of money. So because there is no broad difference between gift cards and prepaid cards, you can easily use your Visa gift card to withdraw money from the ATM.

However, you can not use your preloaded card to withdraw cash at every ATM. The ATM you use must be the one that supports Visa cards – you will see a Visa logo on the ATM.

How to Withdraw Cash from a Visa Gift Card at an ATM

1. Check the terms of use of your Visa Gift Card

You must carefully read the terms and conditions that are on the gift card. This is to ensure that you can use your card as a prepaid card at ATMs.

2. Get A PIN

You need to get a PIN for the gift card before you can use it to withdraw at the ATM. Visa gift cards work in a way similar to regular Visa debit cards – because it is the 4-digit PIN that you will enter at the ATM.

Alternative Ways To Use Your Visa gift card If ATM Withdrawal Is Not Possible

Withdraw cash at ATM with Visa gift cards

If you are unable to withdraw cash with your Visa gift card at the ATM, you can use the card as a debit card to pay for purchases at retail stores. You can also use the card to do online shopping, including the purchase of digital gift cards on stores like Amazon. Moreover, you can use the card to send money to people with PayPal.

This means that all hope is not lost if you are unable to withdraw cash with your card. But let’s reiterate that you can sell Visa gift cards for cash on Prestmit, which is considered the best alternative to get the best value for your card. This is owed to the fact that this online platform is one of the best gift card trading platforms in Nigeria and Ghana. Hence you will get the cash you ought to have gotten at the ATM when you sell your gift card on our platform.

FAQs (Frequently Asked Questions)

Can I Withdraw Cash From Any ATM With A Visa Gift Card?

No, you can not withdraw cash from any ATM with the card. The ATM you use must support Visa. You can look out for the logo of Visa around the ATM to confirm that it supports the use of Visa cards.

Are There Any Fees Associated With Withdrawing Cash From A Visa Gift Card At An ATM?

There is a withdrawal fee for using your card at an ATM. But the amount is not specified as it varies with the ATM and the location of the ATM. This is one of the reasons why some people avoid using the ATM for withdrawals. It should, however, be noted that there is an activation fee for Visa gift cards, which is what precedes the use of the gift card.

What Is The Maximum Amount Of Cash I Can Withdraw From My Visa Gift Card At An ATM?

The maximum daily withdrawal of your Visa gift card is $1,000, and this can be in the equivalent of the local currency.

Can I Use My Visa Gift Card To Make Purchases Online Or In-Store?

You can alternatively use your Visa gift card as a debit card to buy products at online stores or in stores. Different stores accept the card as a payment method. For instance, you can use your Visa cards on the Amazon store.

How Can I Check The Balance Of My Visa Gift Card?

You can check your Visa gift card balance by visiting your card issuer’s site and entering your 16-digit card number and security code.

Tips For Protecting Your Visa Gift Card

1. Keep Your Card Details Secret

Your Visa gift card number and security code for the use of your card. Therefore, you must keep the card off from unauthorized access that could lead to gift card theft. This is why it is important to use your gift card immediately to forestall possible loss of the card.

2. Use Your Visa Gift Card On Reliable Platforms

You may want to use your gift card as a payment method in online stores or possibly sell the card for cash. Irrespective of your stance, you must ensure to avoid fraudulent platforms that may want to scam you of your gift card. So always be alert when using your gift card online.


A Visa gift card is a card whose functions transcend its use as a payment method. You can now use the card to withdraw cash at ATMs, which makes it a viable digital asset to own. However, it is important to know that you can only use the card at ATMs that support Visa and not every ATM you find around.

Meanwhile, you can decide to sell your Visa gift card on Prestmit if you find it difficult to withdraw cash from ATM with your Visa gift card.